Effective September 14, 2026

Website Terms of Use

These terms govern use of this website. By using the site, you agree to use it lawfully and understand the limits below.

General information only

Website content is provided for general information and conversation planning. It is not a policy, binder, legal opinion, or promise that coverage is available. Coverage, eligibility, limits, exclusions, prices, and discounts vary by applicant, carrier, and policy. Issued policy terms control.

No coverage through the website

Submitting a contact form, leaving a message, or sending information through this website does not bind, add, change, renew, or cancel insurance coverage. Coverage changes require confirmation by an authorized representative and, when applicable, completion of required applications, underwriting, payment, and policy issuance. For time-sensitive matters, call the office at (580) 248-5705.

Your submissions

You agree to provide accurate contact information and to avoid sending unlawful, harmful, or highly sensitive information through the website. You permit the agency and its service providers to process your submission so the agency can respond.

Text-message terms

If you separately opt in to text messages, message frequency varies and message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. Opting out of texts does not prevent you from contacting the agency by phone or other available methods.

Links and availability

The site may link to third-party websites for convenience. The agency does not control those sites. Website access may be interrupted, changed, or discontinued, and the agency does not guarantee that every page or feature will always be available or error-free.

Changes

These terms may be updated as the website or agency practices change. The effective date above identifies the current version.